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Category Archives: Real Estate Dictionary

Why your fixed-rate note does not necessarily mean fixed-payment

Darn Taxes… Why your fixed-rate note does not necessarily mean fixed-payment. You have just walked out of the title company after closing on your first home. It’s been an exciting process from viewing properties with your real estate agent, to working with your lender on a loan that is right for you, to the closing at […]

Dear Jen . . . What’s the Difference Between a Townhome, Condo, and Patio Home?

Dear Jen, My name is Judy and I am a recent resident of College Station. I lost my husband in the fall of 2015 and moved here to be with my daughter and her family at the end of last year. I decided to rent until I had a feel for the area and knew for sure […]

For Sale by Owner (FSBO) — Is It Worth It?

In 2016, the Bryan/College Station real estate climate could easily have been labeled as a “Seller’s Market”.  So in today’s sales area, where home prices are on the rise and the total amount of inventory is shrinking, many homeowners may think about trying to sell their home on their own—known in the industry as a […]

The Don’ts When Buying a Home

You just found your perfect home and have a contract on it!  How excited you are to move to the next chapter of your life! However, the time period before you actually own the home can be the most work and stress you will have to do just to get to the finish line. You […]

Property Tax Exemptions

Property taxes are never fun to pay, so it’s always nice to know there are some ways to save some money. These savings can happen if you qualify for an exemption. Here are some of the exemptions that you may be eligible for: Homestead Exemption Any individual (not a corporation or entity) who owns and […]

4 Reasons Why Homes in Texas Don’t Have Basements

Reason #1 – The Frost Line The frost line is the depth at which groundwater in the soil won’t freeze during the winter.  So to avoid frozen pipes and the potential for breaks, home builders in northern states must sink their foundations (and the pipes) deeper into the soil to get below the frost line.  […]

Property Management

In a community like Bryan/College Station, many investors want to own their property without the hassle of everyday maintenance items for tenants. We find that many people look for property management companies to help them accomplish just that. With a range of services, property management companies can help home owners enjoy their financial investment without […]

Your Home and Appraisals

If you’re looking to finance the purchase of a home, your lender will most likely require an appraisal of the property–to ensure that the home’s value is comparable to similar homes in the area and that the market value of the home qualifies for the requested mortgage/loan amount. And when selling, some home owners choose […]

Mortgage Types Defined

Fixed Rate Mortgages (FRM) – These mortgages have a consistent rate throughout the entire life of the loan.  You will always know what your monthly mortgage payment will be. However, the mortgage often includes your property taxes and homeowners insurance in the same payment and that can fluctuate. The biggest disadvantage to fixed rate mortgages […]

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